CDCP

Treatment

Canadian Dental Care Plan(CDCP)

The Canadian Dental Care Plan (CDCP) is a federal program that provides dental care coverage for eligible Canadian residents who do not have their own dental benefits and whose adjusted family net income is under $90,000 annually.

Eligibility Criteria

To qualify for the CDCP, you must meet all of the following criteria:

✓Be a Canadian resident for tax purposes
✓Have filed your 2023 tax return (or intend to)
✓Have an adjusted family net income of less than $90,000
✓Not have access to dental insurance through:

Employer-sponsored plan (including health and wellness accounts)
Pension plans
Professional or student organizations
Purchased insurance

Important Exceptions and Notes:

!If dental insurance coverage is available through your employer, pension, professional, or student organization, you are not eligible for CDCP—even if you decline coverage.
!If your current dental insurance was privately purchased, you are still eligible for CDCP only after coverage ends.
!If your dental insurance expires or is cancelled, you can apply for the CDCP at that time.
!Exception: If you previously had pension-based coverage that you opted out of but cannot rejoin as per pension rules.

Understanding Adjusted Family Net Income

Your Adjusted family net income is calculated as follows:

→Your net income (line 23600) + your spouse's/common-law partner's net income (line 23600)
→Adjustments may apply based on CRA situations

CDCP Coverage & Fees

The CDCP covers dental services based on an established CDCP fee guide, which may differ from provincial dental fees.

Adjusted Family Net Income	CDCP Coverage	How Much You Pay
Below $70,000	100% of CDCP fees	0% (Additional fees may apply)
$70,000 - $79,999	60% of CDCP fees	40% (Additional fees may apply)
$80,000 - $89,999	40% of CDCP fees	60% (Additional fees may apply)

Below $70,000

CDCP Coverage:100% of CDCP fees

You Pay:0%

Additional fees may apply

$70,000 - $79,999

CDCP Coverage:60% of CDCP fees

You Pay:40%

Additional fees may apply

$80,000 - $89,999

CDCP Coverage:40% of CDCP fees

You Pay:60%

Additional fees may apply

⚠️ Important: CDCP reimburses up to its own fee guide amount. Patients must pay any balance charged above that rate.

The clinic may charge more than CDCP covers.
You may pay for non-covered services separately.

Questions about the CDCP program? We're here to help!

Participating CDCP clinics

CDCP Application Schedule

Group	When you can apply
Seniors aged 65+	Now
Adults with Disability Tax Credit	Now
Children under 18	Now
All other eligible adults	Throughout 2025

Renewal Information for Current CDCP Members

Renew before June 1, 2025. Coverage ends June 30 if renewal isn't complete.

Renew Online Now →

How to Apply for the CDCP?

What You Need:

Social Insurance Number (SIN) for each applicant (including spouse/common-law partner)
Date of birth and tax filing details
Your adjusted family net income from your latest tax return (line 23600)

Important Application Tips:

Include all children under 18 in one single application.
Only one parent/guardian should apply on behalf of minors.
Confirm all eligibility criteria before applying to prevent delays.

Dental Services Covered by CDCP

✓ Preventive dentistry (cleanings, exams)
✓ Restorative dentistry (fillings, crowns)
✓ Endodontic (root canal therapy)
✓ Periodontic (gum treatment)
✓ Prosthodontic (dentures)

✓ Orthodontic (requires preauthorization)
✓ Oral surgery (extractions)
✓ Dentures
✓ Oral health provisions (some preauthorization)

Important Notes:

⚠CDCP coverage and acceptance at clinics may change.
⚠Clinics reserve the right to discontinue acceptance at any time.

For more information, visit www.canada.ca →

CDCP

Canadian Dental Care Plan(CDCP)

Eligibility Criteria

Important Exceptions and Notes:

Understanding Adjusted Family Net Income

CDCP Coverage & Fees

Below $70,000

$70,000 - $79,999

$80,000 - $89,999

Questions about the CDCP program? We're here to help!

Participating CDCP clinics

Langley Dental

Simply white Dental

Brookwood Shine Dental

The Shine Dental Whiterock

Family Dental Clinic

CDCP Application Schedule

Renewal Information for Current CDCP Members

How to Apply for the CDCP?

What You Need:

Important Application Tips:

Dental Services Covered by CDCP

Important Notes: